Finance · Beginner
Take control of your money in six weeks
A practical programme that replaces guilt and guesswork with a simple monthly routine you can run in twenty minutes.
- 18 short video lessons
- Budget and debt templates
- Lifetime access
- 14-day money-back guarantee
Why most budgets fail by February
Most people have tried a budget. It lasts a few weeks, one unexpected bill breaks it, and the whole thing quietly gets abandoned. The problem is rarely discipline. It is a system designed for a perfect month, applied to a real life.
This course teaches a different approach: a routine built around how money actually moves through your accounts, with buffers for the months that do not go to plan. You will set it up once, then maintain it in about twenty minutes a month.
By the end you will know exactly where your money goes, have a written plan for every debt, and see your first savings target funded.
What you will be able to do
- Build a zero-based budget in 20 minutes
Using the template from the course, every month, without dreading it.
- Read a bank statement like an analyst
Spot subscriptions, leaks and patterns you have stopped noticing.
- Choose a debt payoff order that fits you
Avalanche, snowball or hybrid — with the numbers to back the choice.
- Set up an emergency fund that survives emergencies
The right size, the right account, the right rules for touching it.
- Negotiate one recurring bill
Scripts and timing for insurance, telecom and bank fees.
- Plan irregular costs a year ahead
Holidays, car repairs and gifts stop being surprises.
- 18
- video lessons
- 9 h
- of content
- 7
- templates and checklists
- 20 min
- monthly routine
The monthly money routine
The heart of the course is a repeatable routine: review, allocate, automate, check. Each step has a checklist and a template, so you never start from a blank page.
You will run the routine for the first time in week two, with guidance, and refine it over the following weeks until it fits your income pattern — salaried, freelance or mixed.
- Review: 5 minutes with your statements
- Allocate: assign every euro a job
- Automate: transfers that happen without you
- Check: one weekly glance, not daily anxiety
The programme
Six weeks, one theme per week. Lessons are 10–25 minutes; each week ends with a 30-minute exercise.
1Week 1 — Where the money goesA clear, judgement-free picture of the last three months.3 lessons · 55 min
- Reading your bank statements line by line
- Fixed, variable and invisible spending
- Your personal baseline number
2Week 2 — The first budget that fitsSet up the template and run the routine once.3 lessons · 70 min
- Zero-based budgeting without the spreadsheet fear
- Irregular income and irregular costs
- Running the routine for the first time
3Week 3 — Debt, in orderEvery debt listed, prioritised and scheduled.3 lessons · 80 min
- Listing debts and real interest costs
- Avalanche vs snowball: choosing with numbers
- Talking to lenders: what works
4Week 4 — Buffers and emergency fundProtection against the months that break budgets.3 lessons · 60 min
- How big an emergency fund really needs to be
- Where to keep it and the rules for using it
- Sinking funds for predictable surprises
5Week 5 — Cutting costs you will not missSubscriptions, fees and bills.3 lessons · 65 min
- The subscription audit
- Negotiating insurance, telecom and bank fees
- Spending rules that do not feel like punishment
6Week 6 — Saving and the next twelve monthsGoals, automation and a one-page plan.3 lessons · 60 min
- Goals you can picture, amounts you can hit
- Automating savings on payday
- Your one-page money plan for the year
Your first steps
You start with “Week 1 — Where the money goes”. It covers: Reading your bank statements line by line; Fixed, variable and invisible spending; Your personal baseline number. Nothing in it assumes knowledge from later parts of the course, so you can begin the day you enrol.
By the end of that first part you will already have done something concrete rather than only watched — and you will know whether the pace suits you. If it does not, the 14-day guarantee means you lose nothing.
Is this course for you?
This course is for you if…
- You earn a regular or semi-regular income and want a system, not more willpower
- You have some debt and are not sure in which order to pay it
- You have tried budgeting apps and stopped using them
- You want to save for something specific within the next two years
Probably not a fit if…
- You are looking for investment advice or stock picks
- Your income is very irregular and you need business accounting
- You want a course about a specific country's tax rules
Why learn this in a structured course
Money decisions are the ones we most often make alone, from half-remembered advice and whatever the bank's app happens to show. A structured course replaces that with a sequence: first the concepts, then the method, then your own numbers — so each decision rests on the one before it.
Free videos can explain a term; they cannot walk you through building your own plan and checking it. That is what the exercises in this course are for, and why students finish with something written down rather than a vague intention to 'sort out finances'.
From the pilot group
“I had a budget spreadsheet for years and never looked at it. The twenty-minute routine is the first thing that stuck.”
“Week three alone paid for the course. I was paying the wrong debt first.”
“Clear, calm, no shouting about lattes.”
Frequently asked questions
How much time do I need per week?
About 90 minutes: roughly an hour of lessons and a 30-minute exercise. You can go faster; all lessons are available from day one.
Do I need spreadsheet skills?
No. The templates work in Google Sheets or Excel with no formulas to write, and every step is shown on screen. A paper version is included too.
How do I get access after paying?
Within a few minutes of payment you receive an email with your login. Access does not expire.
What if it is not for me?
Email us within 14 days of purchase and we refund the full amount, no questions asked.
Which currencies and countries does it cover?
The method is country-neutral. Examples use euros; the templates work in any currency.
Our promise
- 14-day money-back guarantee
If the course is not what you expected, email us within 14 days of purchase for a full refund.
- Lifetime access
Your access never expires, and every update to the course is included.
- Learn on any device
Lessons and materials work on a phone, tablet or computer, online or downloaded.
- Support when you need it
Questions under each lesson are answered within one working day.
- Secure payment
Card payments are processed on our payment provider's page; your card details never reach our servers.
- No subscription
One payment, clearly shown before you pay. Nothing recurring, nothing hidden.
Start this week
Eighteen lessons, seven templates, one routine you will keep. Lifetime access, 14-day guarantee.